Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
ilustrasi
Ada sebuah kisah nyata, dan ini adalah cerita seorang suami yang tidak disebutkan identitasnya. Bertanya kepada ustadz. Berikut pertanyaanya,
Istri saya mengakui bahwa dia pernah berzina sebelum nikah, apa yang saya harus lakukan ustadz? Saya sakit setelah mendengar kabar ini. Apakah saya berhak mengambil mahar saya karena di akad nikah tertulis bahwa dia p*rawan tapi ternyata tidak. Mohon jawabannya ustadz.
Dikutip dari Konsultasi Syariah, pertama, islam memotivasi kepada siapapun yang pernah melakukan dosa terkait dengan hak Allah, agar merahasiakan dosa itu dan dia selesaikan antara dia dengan Allah. Dia bertaubat menyesali perbuatannya, tanpa harus menceritakan dosanya kepada siapapun. Termasuk kepada manusia terdekatnya.
Rasulullah shallallahu ‘alaihi wa sallam menasihatkan,
مَنْ أَصَابَ مِنْ هَذِهِ الْقَاذُورَاتِ شَيْئًا فَلْيَسْتَتِرْ بِسِتْرِ اللَّهِ
“Siapa yang tertimpa musibah maksiat dengan melakukan perbuatan semacam ini (perbuatan zina), hendaknya dia menyembunyikannya, dengan kerahasiaan yang Allah berikan.” (HR. Malik dalam Al-Muwatha’, 3048 dan al-Baihaqi dalam Sunan as-Sughra, 2719).
Karena yang lebih penting dalam pelanggaran ini, bagaimana dia segera bertaubat dan memperbaiki diri, tanpa harus mempermalukan dirinya di hadapan orang lain, karena ini justru menjadi masalah baru.
Imam Ibnu Baz rahimahullah pernah ditanya tentang suami yang menikahi gadis. Di malam pertama, ternyata suami merasa istrinya tidak p*rawan. Salah satu bagian penjelasan beliau,
فإذا ادَّعت أنَّها زالت البكارة في أمر غير الفاحشة : فلا حرج عليه ، أو بالفاحشة ولكنها ذكرت له أنها مغصوبة ومكرهة : فإن هذا لا يضره أيضاً ، إذا كانت قد مضى عليها حيضة بعد الحادث ، أو ذكرت أنها تابت وندمت ، وأن هذا فعلته في حال سفهها وجهلها ثم تابت وندمت : فإنه لا يضره ، ولا ينبغي أن يشيع ذلك ، بل ينبغي أن يستر عليها ، فإن غلب على ظنه صدقها واستقامتها : أبقاها ، وإلا طلقها مع الستر ، وعدم إظهار ما يسبب الفتنة والشرّ .
Jika istri mengaku bahwa kep*rawanannya hilang bukan karena hubungan badan, maka suami tidak masalah mempertahankan istrinya. Atau karena hubungan badan, namun sang istri mengaku dia diperkosa atau dipaksa, maka suami tidak masalah mempertahankan istrinya, jika istri sudah mengalami haid sekali setelah kejadian itu sebelum dia menikah.
Atau dia mengaku telah bertaubat dan menyesali perbuatannya, dan dia pernah melakukan zina ini ketika dia masih bodoh, dan sekarang sudah bertaubat, tidak masalah bagi suami untuk mempertahankannya. Dan tidak selayaknya hal itu disebar luaskan, sebaliknya, selayaknya dirahasiakan. Jika suami yakin sang istri telah jujur dan dia orang baik, bisa dia pertahankan. Jika tidak, suami bisa menceraikannya dengan tetap merahasiakan apa yang dialami istrinya. Tidak membeberkannya yang itu bisa menyebabkan terjadinya fitnah dan keburukan. (lihat: binbaz.org.sa/mat/2864).
Kedua, apabila sebelum menikah suami mempersyaratkan istrinya harus p*rawan, ternyata setelah menikah sang istri tidak p*rawan, maka pihak suami berhak untuk membatalkan pernikahan.
Syaikhul Islam menjelaskan,
لو شرط أحد الزوجين في الآخر صفةً مقصودة ، كالمال ، والجمال ، والبكارة ، ونحو ذلك : صح ذلك ، وملك المشترِط الفسخ عند فواته في أصح الروايتين عن أحمد ، وأصح وجهي الشافعي ، وظاهر مذهب مالك
Apabila salah satu pasangan mengajukan syarat berupa kriteria tertentu kepada calonnya, seperti suami berharta, kecantikan, atau p*rawan atau semacamnya, maka syarat ini sah. Dan pihak yang mengajukan syarat berhak membatalkan pernikahan ketika syarat itu tidak terpenuhi, menurut riwayat yang lebih kuat dari Imam Ahmad dan pendapat yang kuat dalam Madzhab Syafii, serta itulah yang kuat dari pendapat Imam Malik. (Majmu’ Fatawa, 29/175).
Bagaimana dengan Mahar?
Jika pembatalan nikah ini sebelum terjadi hubungan badan, maka mahar dikembalikan. Namun jika telah terjadi hubungan, ada rincian:
Jika yang menipu pihak wanita, dia mengaku p*rawan padahal tidak p*rawan, maka dia wajib mengembalikan maharnya.
Jika yang menipu pihak wali, atau orang lain yang menjadi perantara baginya, maka dia yang bertanggung jawab mengembalikan maharnya.
Ibnul Qoyim menjelaskan,
إذا اشترط السلامة ، أو شرط الجمال : فبانت شوهاء ، أو شرطها شابة حديثة السن : فبانت عجوزاً شمطاء ، أو شرطها بيضاء : فبانت سوداء ، أو بكراً : فبانت ثيِّباً : فله الفسخ في ذلك كله .
فإن كان قبل الدخول : فلا مهر لها ، وإن كان بعده : فلها المهر ، وهو غُرم على وليِّها إن كان غرَّه ، وإن كانت هي الغارَّة سقط مهرها
Jika pihak suami mengajukan syarat, harus sehat tidak cacat, atau harus cantik, tapi ternyata jelek, atau harus masih muda, tapi ternyata sudah tua keriputan, atau harus putih, tapi ternyata hitam, atau harus p*rawan, tapi ternyata janda, maka pihak suami berhak membatalkan pernikahan. Jika pembatalan terjadi sebelum hubungan badan, istri tidak berhak mendapat mahar. Jika setelah hubungan, istri berhak mendapat mahar. Sementara tanggungan mengembalikan mahar menjadi tanggung jawab walinya, jika dia yang menipu suami. Namun jika istri yang menipu, gugur hak mahar untuknya (Zadul Ma’ad, 5/163).
Ketiga, apabila sebelum menikah, suami tidak mempersyaratkan istrinya harus p*rawan, maka dia tidak memiliki hak untuk membatalkan akad.
Ibnul Qoyim menjelaskan kapan seorang suami berhak membatalkan akad nikah, jika sebelumnya dia tidak mempersyaratkan apapun.
رواية رويت عن عمر رضي الله عنه : لا ترد النساء إلا من العيوب الأربعة : الجنون والجذام والبرص والداء في الفرج وهذه الرواية لا نعلم لها إسنادا أكثر من أصبغ عن ابن وهب عن عمر… هذا كله إذا أطلق الزوج
Satu riwayat dari Umar radhiyallahu ‘anhu: Wanita tidak dikembalikan (ke ortunya) kecuali karena 4 jenis cacat: gila, kusta, lepra, dan penyakit di kemaluan. Riwayat ini tidak saya ketahui sanadnya selain dari Ashbagh, dari Ibnu Wahb, dari Umar…. aturan ini berlaku jika pihak suami tidak mengajukan syarat apapun. (Zadul Ma’ad, 5/163).
Imam Ibnu Utsaimin menjelaskan,
المعروف عند الفقهاء : أن الإنسان إذا تزوج امرأة على أنها بكر ، ولم يشترط أن تكون بكراً : فإنه لا خيار له ؛ وذلك لأن البكارة قد تزول بعبث المرأة بنفسها ، أو بقفزة قوية تُمَزِّق البكارة ، أو بإكراه على زنا ، فما دام هذا الاحتمال وارداً : فإنه لا فسخ للرجل إذا وجدها غير بكر. أما إذا اشترط أن تكون بكراً : فإن وجدها غير بكر : فله الخيار
Yang makruf di kalangan ulama, bahwa ketika seorang lelaki menikahi wanita yang dia anggap masih gadis, sementara dia tidak mempersyaratkan harus gadis, maka pihak suami tidak memiliki hak untuk membatalkan pernikahan. Karena kegadisannya bisa saja hilang karena si wanita main-main dengan organ pribadinya, atau karena dia melompat sehingga merobek kep*rawanannya, atau diperkosa. Selama semua kemungkinan ini ada, pihak suami tidak berhak membatalkan pernikahan, ketika dia menjumpai istrinya tidak p*rawan.
Namun jika pihak suami mempersyaratkan harus p*rawan, kemudian ternyata istrinya tidak p*rawan, maka suami punya pilihan untuk melanjutkan atau membatalkan nikah.
(Liqa’at Bab al-Maftuh, volume 67, no. 13).
Demikian pembahasan rincian hukumnya.
Hanya saja, kami menasihatkan, agar pihak suami tetap mempertahankan istrinya dan merahasiakan apa yang dialami istrinya, jika dia sudah benar-benar bertaubat dengan serius dan istiqamah menjadi wanita yang sholihah.
Dan jika anda telah menerimanya, lupakan masa silamnya, dan tidak diungkit lagi, terutama ketika terjadi pertengkaran rumah tangga. Dalam hadis dinyatakan,
“Orang yang telah bertaubat dari perbuatan dosa, layaknya orang yang tidak memiliki dosa.” (HR. Ibnu Majah 4250, al-Baihaqi dalam al-Kubro 20561, dan dihasankan al-Albani).
Karena dia sudah bertaubat dengan serius, maka dia dianggap seperti orang yang tidak pernah melakukannya. Sekalipun suami merasa sedih atau bahkan murka, namun ingat, semuanya tidak akan disia-siakan oleh Allah. Kesabarannya atas kesedihannya atau amarahnya akan menghapuskan dosanya. Wallahu a’lam.
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